The next is all about how to spend money wisely. But before we go there, I want to wrap up this savings business with a few facts about your future. Here’s the first one: People who don’t learn how to save in their teenage years rarely succeed in doing so as adults.
That’s a scary fact. It’s so frightening that you’d think more adults would warn you about it. Sadly, they don’t. And the adults who do warn you get their message drowned out in the blitzkrieg of advertising pitched at you by every marketer and merchant who’s after your cash.
If you take the advertising’s advice, you’ll abandon your savings goals and spend all your money on piles and piles of stuff—stuff that gives momentary pleasure, some laughs, a few thrills, and maybe an occasional jolt of sillypride as you parade it in front of your envious friends. And two or three years from now, you’ll have a pile of worthless junk and be no further toward your dreams. ..more
